BCRV Finance Centre

RV Financing That Brings You One Step Closer to Freedom

Don't let your financial history keep you from finding adventure. BCRV is an authorized signing representative for all major lenders in BC. Our Financial Services Managers will work hard to find the best RV financing terms and can set up flexible monthly or bi-weekly payments to suit any budget. 

Get started by browsing our inventory of travel trailers, motorhomes, or fifth wheels and filling out our secure financing application, all conveniently online! From there, one of our financing representatives will be in touch to start the process and get you on the open road!

 

Credit & Asset Protection

Your RV is like your second home. That's why it's important to protect your investment from the unthinkable. When you buy a unit from BCRV, you'll be entitled to a range of benefits and coverage options to ensure your RV lasts you through the long haul. Our Financial Services Managers will review each of the following protection plans in full before finalizing your purchase.

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Road Hazard Protection

Avoid unexpected tire repair bills and keep your trailer and tow vehicle protected from road hazard damage. If your tire can’t be repaired, we’ll replace it. And if a damaged rim prevents your tire from holding air, we’ll replace that too!

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Mechanical & Electrical Breakdown Insurance

In the event that your unit suffers a mechanical or electrical failure, you will be responsible only for a small deductible to cover the repair costs. Avoid those expensive repair bills!

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Estate Protection

In the event of your untimely passing during the term of your loan, your loan will be paid out in full, converting the liability into an asset.

RV Financing FAQs

Why use BCRV Financing Services?

We work for you! Much like a Mortgage Broker, we will always ensure you get the best terms and conditions available. We don't charge any fees to use our services. It doesn't cost you anything to use our services.

What is your interest rate?

Interest rates are determined by the major chartered banks we work with, such as RBC, TD, and Scotia, among others, but will also, to a degree, depend on your personal credit history. That said, we have been able to save clients a significant amount of money by understanding which lender is offering the most competitive rates and terms at any given time. It won’t cost you anything to have us find you the best rates, terms, and conditions for your purchase, so please don’t hesitate to ask for our help.

Will I require Proof of Income?

Generally, we will request proof of income to be safe. It is not always required, but we prefer to know that it is available in case the financial institution requests it.

Will I require a Down Payment?

All loans are "On Approved Credit". We do offer $0 down payment options, but it's a good idea to be prepared to put something down in case the financial institution requests it.

Should I finance my RV with my line of credit or home equity?

Although this seems like a good idea, it really isn't. The rate appears to be lower than most other financing options; however, it becomes a 2nd mortgage, and the bank now has total control of your finances. Banking Officers would agree that, in most cases, keeping your RV loan apart from your other assets is definitely the way to go. Our FSM will review all your options, but ultimately, it is your decision how to pay for your new RV. It doesn't cost you anything to have a chat!

How long does it take to get a credit decision?

We can have a decision within minutes; however, we aren't only looking for an approval. We reach out to multiple financial institutions to ensure you receive the lowest rate and the best terms. Sometimes it can take up to 24 hours, depending on your credit situation.

Will I be able to speak to a Financial Services Manager at the time of sale?

Our FSM is on-site and ready to chat with you any time you are ready! 

Take the First Step to RV Ownership at BCRV

Whether you're buying your first RV or upgrading to your dream model, the BCRV Finance Department is here to make it easy. With flexible plans, on-the-spot approvals, and access to all major lenders, we’ll help you get the right financing for your lifestyle. Stop by or apply online today—your adventure starts here in Chilliwack!

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